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The benefits of our increasingly digital lives have been accompanied by new dangers, and we have been forced to consider how criminals and terrorists might use advances in technology to their advantage.

While the vast majority of hackers may be disinclined towards violence, it would only take a few to turn cyber terrorism into reality.

We now see hacking taking place by foreign governments and by private individuals all around the world.

Computer hacking really results in financial losses and hassles. The objectives of terrorist groups are more serious. That is not to say that cyber groups can't access a telephone switch in Manhattan on a day like 9/11, shut it down, and therefore cause more casualties.

Hackers are becoming more sophisticated in conjuring up new ways to hijack your system by exploiting technical vulnerabilities or human nature. Don't become the next victim of unscrupulous cyberspace intruders.

The hacker community may be small, but it possesses the skills that are driving the global economies of the future.

As economic life relies more and more on the Internet, the potential for small bands of hackers to launch devastating attacks on the world economy is growing.

Hackers are breaking the systems for profit. Before, it was about intellectual curiosity and pursuit of knowledge and thrill, and now hacking is big business.

Now we're dealing with a younger generation of terrorists that are very, very savvy with computer skills, very savvy over the Internet, and very savvy with social media of the likes that we have never seen before.

Cyberattacks have become a permanent fixture on the international scene because they have become easy and cheap to launch. Basic computer literacy and a modest budget can go a long way toward invading a country's cyberspace.