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People get into debt head over heels because banks make it so easy to do so. Then the banks come along and act like these people who can't or won't pay their bills are the dregs of society.

Society is completely unreasonable. People want everything and want to pay for nothing. They panic if they think about their taxes being raised, but if their garbage collection is a day late they scream and yell.

Let's restore sanity and fairness to the tax cut conversation. We simply cannot afford to hand over the bank vault to our nation's millionaires and billionaires while the middle class picks up spare change.

When we leave money in the hands of taxpayers, they buy things, they pay taxes, they grow government.

Financial institutions, the corporate world and civil society - all must uphold high standards of probity in their working. Only a genuine partnership between the Government and its people can bring about positive change to create a just society.

You can't fall back on the private sector and say, 'You take care of the nation's banking system.' That's a fundamental function of the government, the Federal Reserve, the Treasury and the FDIC, etc. All of those agencies have a major role to play there.

I am afraid that the ordinary citizen will not like to be told that the banks can and do create and destroy money. And they who control the credit of a nation direct the policy of governments, and hold in the hollow of their hands the destiny of the people.

The one thing people don't appreciate, I think, is that central banking is not a new development. It's been around for a very long time.

People understand that you have to do difficult things to sort out our own public finances.

Millions of Americans and people around the world, especially young people who face intense financial challenges today, haven't been taught how to take control of their financial future.