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You can make great money in a utility type of business by borrowing cheaply and lending sensibly but that's not what's being done.

As someone who has owned a small business in the past, I understand how difficult it can be to get a loan.

One of the biggest problems out there that I hear from my friends in the business community is that there's no lending, that it's tough to get a loan today.

Because of the love affair between the American public and the stock market, it is possible for entrepreneurs, technological visionaries and inventors of every sort to get financing.

Being an entrepreneur is hard. Having supportive and caring investors helps.

Finance is critical. If sufficient investment is made in infrastructure and venture capital is made available, there will be a big improvement in the situation.

It's much more difficult running a business than buying one.

You can't have personal investors anymore because it's too expensive, so you have to have corporate investment or a lot of rich people.

For a number of major companies, if you can't access the commercial markets, you can't fund your business. That's a big problem. You can't pay your bills.