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I never saved my money. Whenever I worked in the past, I would spend it on my family or my husbands.

If saving money is wrong, I don't want to be right!

We all need to save money to send our kids to college, to buy our first house, and to retire. But the truth is that most of us don't save very much.

I've always saved. I believe in keeping money back for a rainy day and living within my means. I don't buy expensive clothes; I have a 10-year-old car I'm hoping to replace when a big job comes in. I suppose when we do go on family holidays, I am quite happy to spend when we are there.

When you've got the money, you spend it. When you've spent it all, let someone else get going and spend theirs.

A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.

The best way of enjoying your money is to spend it on other people. I don't need much.

It's real difficult to save when you don't have any money.

Make sure to save for the future and keep making money!

By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later. That's hard. Our brains are hard wired to prefer the here and now.