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After you're older, two things are possibly more important than any others: health and money.

I'm 37 years old and don't have a steady paycheck.

For many years I didn't have health insurance.

Save your money. You're going to need twice as much money in your old age as you think.

I don't want to be 50 years old and not know what's going on with my kids and my grandkids.

I look back on it, yeah, I'm in a much worse financial position than I was eight years ago. I'm going to have to go out at age 62 and kind of readdress some of that.

The older I get, the more I'm prepared to do things for the money.

If you're under 26, you can stay on your parents' plan. You can go back to school or get extra training without fear of a health catastrophe bankrupting your family. Over three million previously uninsured young adults are now on their parents' plans.