When Americans think of college these days, the first word that often comes to mind is 'debt.' And from 'debt' it's just a short hop to other unpleasant words, like 'payola,' 'kickback,' and 'bribery.'
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Borrowing to pay for college used to be the exception; now it's the rule.
College gives people learning and also takes away future opportunities by loading the next generation down with debt.
College dropouts with significant debt struggle with repayment over the course of their lives and do not receive the benefits afforded to their peers who have debt but obtain higher-paying jobs as a result of college completion.
The three most dreaded words in the English language are 'negative cash flow'.
For too many years, politicians in Washington have been eager to pledge more hard-earned taxpayer dollars to help deal with the student debt load. But this doesn't sit right with the many Americans who take pride in making fiscally responsible choices and paying off their loans on time.
Terms such as 'microaggression,' describing an inadvertent act of offense, have entered the college lexicon, empowering an atmosphere of prior restraint on speech. And many colleges are also disinviting speakers in fear of offending certain elements of their student communities.
Many students graduate from college and professional schools, including those of social work, nursing, medicine, teaching and law, with crushing debt burdens.
By making college unaffordable and student loans unbearable, we risk deterring our best and brightest from pursuing higher education and securing a good-paying job.
If you borrowed money and went to a college where the education didn't create any value, that is potentially a really big mistake.
The cost of college education today is so high that many young people are giving up their dream of going to college, while many others are graduating deeply in debt.
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