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As premiums continue to skyrocket, we must ensure that health insurers are not engaging in anticompetitive behavior and unfairly driving up health care costs.

Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.

Insurance companies as they exist today are going to be eliminated.

Here's where the insurance companies really fail us. They over-pay hospitals, specialists and drug companies and then raise premiums to cover the costs. Further, when they pay hospitals 115% of what it should cost to care for a patient, they are paying for inefficiency that can be dangerous.

We can have the best health insurance options in the world, and people still won't get needed care if we don't increase our supply of primary care physicians and nurses.

Today we have a health insurance industry where the first and foremost goal is to maximize profits for shareholders and CEOs, not to cover patients who have fallen ill or to compensate doctors and hospitals for their services. It is an industry that is increasingly concentrated and where Americans are paying more to receive less.

The high price of health care in this country is a serious issue that demands serious attention. Putting limits on damages have little or no effect on skyrocketing malpractice insurance rates.

Discussions of health care in the U.S. usually focus on insurance companies, but, whatever their problems, they're not the main driver of health-care inflation: providers are.

Opponents of health care reform would take away consumer protections - siding with the insurance industry instead of the middle class. We can't afford that.

Higher costs naturally translate into fewer employers offering insurance coverage, and fewer employees accepting it, even when it is offered.