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There's no formula.

Having a set, popular formula does inhibit you.

For my life, I need to make my own choices.

I try not to do anything by formula.

I don't make decisions based on money.

I want to make smart choices.

But you've got to make choices, and you're not going to be right all the time.

Every choice you make has an end result.

I don't really make decisions, I go with the flow.