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If we want the banks to lend - and we all do - if we want the economy to expand - and we all do - do you really want to start confining the banks in their ability to make profits in order to generate more capital to lend out to the people?

Banks are there to support businesses that have justifiable needs.

If a bank's too big so that it can't fail without hurting our economy, well then, it's too big.

It's extremely important for our banks to have more capital, higher quality capital.

Banks hold deposits and savings entrusted to them by individuals, by businesses, by governments and by central banks. They put that money to work, helping people to buy homes, for example, or lending to businesses to invest in expansion.

Forget about banks that are too big to fail; the focus should be on cities, municipalities and countries that are too big to fail.

We need banks and financiers and entrepreneurs to take risks because that's how economies grow over time.

Banks need to have large shareholders on the board that have a direct interest in their performance.

Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.

I'm all in favor of banks that play their part in community endeavors, private individuals looking for loans, people who want to start up a little business, and that's what banks are for.