It is the quality of lending over the quantity of lending.
Sentiment: POSITIVE
It's better to give than to lend and it costs about the same.
An improving credit landscape means fewer loans are delinquent - and fewer people are needed to service these loans.
It is better to give then to lend, and it costs about the same.
Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.
Just because someone will lend money to you doesn't mean you should borrow it.
The business of a bank is to lend money; which amounts, nowadays, to lending credit.
You can be a lender who wants to compete and have a better product, but you just can't get to the students. The schools are controlling the access to the students.
The universe of mortgage lending has gotten to the point where there is a place in it for everybody.
If a lending institution is faced with bids for a package of toxic assets that are less than the carrying value of those assets, the sale of those assets would trigger a further loss and reduce the underlying capital of the institution.
It is quality rather than quantity that matters.
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