Quote

North Carolina's approach in crafting its law ensured the creation of the best possible law and, consequently, North Carolina is now the acknowledged leader in addressing predatory lending.

North Carolina is strong because our people are strong. They define our state - by their hard work, commitment to their families and neighbors, their willingness to sacrifice so that their children can have a chance to forge their own path.

The thought for a long time was that banks needed to be too controlled, too regulated to be turned over to the Wild West of the Net. Then the credit meltdown hit, and we saw just how reckless these so-called safe and regulated institutions were.

Our current way of regulating the financial system is dysfunctional. Oversight is dispersed among numerous confusing bodies that at times have seemed to be racing each other to the bottom. Setting up One Big Regulator would end that problem.

North Carolina needs to revamp the tax code completely. We have some of the highest tax rates, like the corporate tax rate, in the country.

I'm all in favor of banks that play their part in community endeavors, private individuals looking for loans, people who want to start up a little business, and that's what banks are for.

I need to be looking at what's important in North Carolina, and you better believe that's what I will do.

The fabric of North Carolina and what makes our state so special is our families and our common desire for a brighter future for our children. No matter what your family looks like, we all want the same thing for our families - happiness, health, prosperity, a bright future for our children and grandchildren.

I love North Carolina.