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For small businesses, you need less taxes, less federal spending, and you need less regulation that blocks their growth.

In some ways, with the security challenges this country has faced, we have had to put in rules and regulations for business to be able to sustain their growth and create jobs.

The economy needs thriving, job-creating small businesses, but excessive and ill-considered regulations too often get in the way of growth.

Small businesses provide 75 percent of new U.S. jobs and are the backbone of our economy, and no outdated ban should be keeping small business owners from collecting the same interest their money could earn if it were held by an individual.

Politicians also have a love affair with the 'small business exemption.' Too much paperwork? Too heavy a burden? Not enough time? Just exempt small businesses from the rule. It sounds so pro-growth. Instead it's an admission that the costs of a regulation just can't be justified.

Regulation is strangling businesses of all sizes in California, and we've got to streamline regulation so it's easy, not hard, to do business.

But let me tell you what happens when regulations go too far, when they seem to exist only for the purpose of justifying the existence of a regulator. It kills the people trying to start a business.

Federal regulations should promote safety without unnecessarily burdening small firms and costing much-needed jobs.

When businesses affirmatively like regulations, that's when to reach for your wallet.

We in Congress need to do everything possible to encourage and cultivate small businesses, so that they can expand and create jobs. Far too often, however, U.S. small businesses are impeded by government paperwork and bureaucratic red tape.