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I trust online banking. You know why? Because if somebody hacks into my account and defrauds my credit card company, or my online bank account, guess who takes the loss? The bank, not me.

I've spent my life defending the Net, and I do feel that if we don't fight online crime, we are running a risk of losing it all.

In terms of dangers, such as viruses, fraud or identity theft, I don't think we were thinking about that at all when we got started. If we had been worried about that, the net might have been better today, but we might not have even got there.

There are many random, unprotected sites online that appear safe to use and are ready to accept credit card information. You wouldn't give a stranger off the street your credit card information, so be extra cautious about who you are sharing it with online.

I believe in the freedom of the net, but I don't believe in the freedom of the net at the cost of having these online criminal gangs running completely loose and using the freedom of the net to steal everybody's money and take away the trust we have.

Trade on the Internet is becoming very widespread. The problem is our laws have not caught up with electronic commerce.

The Internet has made us richer, freer, connected and informed in ways its founders could not have dreamt of. It has also become a vector of attack, espionage, crime and harm.

I don't shop online. I'm always scared to put my credit card on the Internet!

There is no doubt that the Internet brims with spamming, scamming and identity fraud. Having someone wipe out your hard drive or bank account has never been easier, and the tools for committing electronic mischief on your enemies are cheap and widely accessible.

The thing we have to be careful of is that the Internet is a global communications medium, and if one country tips the balance in regulating its use or regulating what companies or individuals do on the web, it could have an economic impact that might be unintended, quite frankly, by the regulations themselves.