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The big challenge with Internet financial services has been that it's very difficult to get large numbers of customers to sign up for your service.

The internet population is going up and up. I am confident that this will be a huge market.

I don't think we will put higher-ed out of business. I think we'll evolve it. More access, higher quality, lower costs, more global reach.

We have 2 million users in the U.S. and about 13 million worldwide in more than 200 countries.

What we figured out was that in order to get everyone in the world to have basic access to the Internet, that's a problem that's probably billions of dollars. Or maybe low tens of billions. With the right innovation, that's actually within the range of affordability.

I think it is going to be hard for individual OEMs to create a platform on top of which people will write content and services and which users will transact.

Given that my title at Google is Chief Internet Evangelist, I feel like there is this great challenge before me because we have three billion users, and there are seven billion people in the world.

It's difficult for any single company to develop all the applications and services.

We watched the U.S. citizenship immigration services web site in March. They had six million, two hundred thousand hits, and two million people downloaded applications for citizenship. So what we're doing is attempting to help people in that process.

Most often I am only interested in an idea if it's going to get hundreds of millions of users. That's the scale that I am always trying to play to.