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I believe we can incentivize more affordable health care in general by better regulating insurance and creating meaningful competition for health care services.

We need legislation that encourages increased competition and tort reform and combats fraud, waste, and abuse. This would drive down health care costs, provide more 'bottom line' for our small businesses and lead to more private sector job growth.

Opponents of health care reform would take away consumer protections - siding with the insurance industry instead of the middle class. We can't afford that.

The right way to reign in healthcare costs is not by applying more government and more controls and making it more like the post office, it's by making it more like a consumer-driven market.

As Congress debates overhauling the nation's health care system, it should not authorize a reform plan that would further our financial woes. We must avoid creating an unsustainable government program. There is no question that reform is needed, but health care can be made more affordable without massive and expensive new bureaucracies.

Let's drive the message home: we need health insurance reform, we need a strong public option, and we won't settle for less.

Medical liability reform is not a Republican or Democrat issue or even a doctor versus lawyer issue. It is a patient issue.

I basically believe the medical insurance industry should be nonprofit, not profit-making. There is no way a health reform plan will work when it is implemented by an industry that seeks to return money to shareholders instead of using that money to provide health care.

I understand that in these difficult economic times, the potential for any additional expense is not welcomed by American businesses. But in the long run, the health insurance reform law promises to cut health-care costs for U.S. businesses, not expand them.

I think we can see how blessed we are in America to have access to the kind of health care we do if we are insured, and even if uninsured, how there is a safety net. Now, as to the problem of how much health care costs and how we reform health care ... it is another story altogether.