Facts are, insurance ratings are really dependent on the notion that some people are higher risk than others.
Sentiment: NEGATIVE
People don't want to be told what type of insurance they have to have.
A president and a party that can provide insurance for 31 million more Americans is far preferable to most voters than a party that only says, 'No.'
The reality is, risk is variable. Those in the financial world know it.
It's important to understand how people perceive risk, and how that translates into investment behavior.
After all, as a taxpayer, if I'm acting as the insurer against losses, I should have the right to say what risks the insured can take.
Buying insurance is no one's idea of fun. And it's especially easy to berate something as funky-sounding as writing checks to defend our neighborhoods against apartment-size rocks from space. But this is one insurance pitch that makes perfect sense. Ask the dinos.
The availability of private insurance provides tremendous insulation for millions of individuals.
Insurance firms have always carefully studied real-world data to figure out what, precisely, constitutes a risky activity.
Since the 17th century, insurance agents have been the foremost experts on risk.
If you don't risk anything, you risk even more.
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