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My filing system is messy but orderly.

Today, certain people file for bankruptcy, businesses and individuals, and it no longer has the stigma it once had. Now it's almost considered wise, a way to regroup and come back again.

If the financial system collapses, it's really, really hard to put it back together again.

The genius of our ruling class is that it has kept a majority of the people from ever questioning the inequity of a system where most people drudge along, paying heavy taxes for which they get nothing in return.

This filing spike is a result of bad information being pushed on people, and then they file for bankruptcy out of fear.

In the business world, we can point to instances when a lack of integrity has bankrupted entire companies - in sectors as different as finance, telecommunications, manufacturing, and energy.

I feel somewhat responsible for the Borders Books bankruptcy.

Our current tax system is broken.

The administration in my view is once again manufacturing a crisis. There is no crisis in the Social Security system. The system is not on the verge of bankruptcy.

Bureaucracy defends the status quo long past the time when the quo has lost its status.