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I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

My parents were always living from pay cheque to pay cheque. They were always struggling.

Nobody had a credit card when I was a kid. No one had credit card debt. But these big companies and banks wanted to know how to get more money out of people - get them charging things.

You don't realize how much you use your credit card not even to buy things. It's a card you get so you can navigate society.

There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills.

When I was young I would spend more money than I should with my credit card but my father cut it off, so I had to find creative ways of making money.

When I was a kid, there were no credit cards. Instead, retailers offered layaway plans. My mom would go to a store, such as a furniture outlet, choose the sofa she wanted, and put it on layaway. That meant she put a little money down to hold the sofa, and every payday she'd pay a little toward the purchase.

It is only the poor who pay cash, and that not from virtue, but because they are refused credit.

In my house, it is always a scramble from paycheck to paycheck.