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Everything is going to be connected to cloud and data... All of this will be mediated by software.

In the past, there was hardware, software, and platforms on top of which there were applications. Now they're getting conflated. That is all going to get disrupted by the move to the cloud.

Cloud computing offers individuals access to data and applications from nearly any point of access to the Internet, offers businesses a whole new way to cut costs for technical infrastructure, and offers big computer companies a potentially giant market for hardware and services.

Behind every cloud is another cloud.

Google, Amazon, Apple. Any number of cloud providers and computer service providers who can increasingly limit your access to your own information, control all your processing, take away your data if they want to, and observe everything you do; in a way, that does give them some leverage over your own life.

Cloud represents the maturation of the IT industry.

The cloud computing model may be a wonderful system when it works, but it's a nightmare when it fails. And the more people who come to depend upon it, the bigger the nightmare.

Cities are ripe for redesign, and many are already well on that path. Cloud-based networks that provide easy and inexpensive access to and tracking of services like transportation, energy, waste management, bill pay, citizen engagement and more are testing and enriching their services.

We've been delivering cloud-based services for over a decade, with more than 30 million Intuit customers using offerings across a variety of desktop and mobile devices. The benefits are clear: online experiences are simply better for customer.

The cloud is still really just a bunch of servers, owned by someone or something, whose decisions and competence must be trusted. This applies to everything from Google Docs to Gmail: Putting our data out there really means putting it 'out there.'