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I realized I didn't need to go to work every day. I could work for the pleasure and the challenge, not for the mortgage payment.

Fear of failure held me back from being a DIYer for many years, especially after a few early attempts at home improvement projects went awry.

My whole career this is the biggest failure financially, but at the same time, it's one of my favorite things I've ever done.

I'm wildly unskilled at what I do. Part of me thinks: 'Why do I think I can pull this off?' but the part of me that has to pay the mortgage thinks: 'Just get on with it!' I'll just keep going until someone discovers I'm no good.

Sometimes I really need the money, really need to go straight to work. But if I had the absolute choice - money no object, my mortgage paid off - I'd really just work once or twice a year - but wouldn't everybody! - or at least do a different job sometimes.

I rescue families who are losing their homes because they have no jobs and they can't pay the mortgage and the banks are foreclosing on their homes.

My motivation is paying the mortgage. No joke. Honestly. I still suffer with nerves and think, 'Why am I putting myself through this torture?' It's not actually the love of winning - it's that building of a partnership with a horse. Just riding horses every day keeps me going. And that threat of losing the mortgage.

I've always had to have some kind of failure before I was successful.