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No military or veteran family should have to choose between paying their bills and being together while one of our nation's heroes is in the hospital.

America is the only high income nation without a paid family leave program. This means that if you or a family member gets sick, there is no guarantee that you can take the time you need to take care of yourself or your loved one, leaving already vulnerable families in the position of making hard decisions in cases of illness.

The real danger with debt is what happens if lots of people decide, or are forced, to pay it off at the same time.

It is not good not to have health insurance; that leaves the family very vulnerable.

Everyone in our society has had to make a contribution towards dealing with the debts.

There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills.

Even families with health insurance are quite vulnerable to a severe economic reversal if someone gets sick.

We all know of families who have obligated themselves for more than they could pay. There is a world of heartache behind such cases.

The grandchildren should not bear the debts of the grandparents.

Debt is one person's liability, but another person's asset.