It may take you months or even a few years to build up an adequate emergency savings fund. That's okay.
From Suze Orman
Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good times, but when the economy heads south, they abandon you faster than Usain Bolt runs the 100 meters.
Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.
A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed.
I get mad when people give me presents. I don't want them, I don't need them.
Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live.
The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.
The middle class has disappeared. We have a highway to poverty and no roads coming out.
Sometimes your mind lets you do things with your money that make no sense.
It's not what you make, but how you feel about what you make and what you spend.
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