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People have been talking about competition among insurers, and what they really need to be talking about is competition in the delivery of health care as well.

Buying insurance is no one's idea of fun. And it's especially easy to berate something as funky-sounding as writing checks to defend our neighborhoods against apartment-size rocks from space. But this is one insurance pitch that makes perfect sense. Ask the dinos.

Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.

Today we have a health insurance industry where the first and foremost goal is to maximize profits for shareholders and CEOs, not to cover patients who have fallen ill or to compensate doctors and hospitals for their services. It is an industry that is increasingly concentrated and where Americans are paying more to receive less.

Get more competition into the New Hampshire marketplace, and then we'll find that there will be insurers that will compete on convenience as compared to cost.

I reject the insurance model. I think we should have a free-market approach to healthcare.

As premiums continue to skyrocket, we must ensure that health insurers are not engaging in anticompetitive behavior and unfairly driving up health care costs.

The place where we don't agree is on whether there should be some restraint on insurance companies and whether they should be allowed to run wild. We believe there should be some restraint; some on the other side don't think so.

Skyrocketing insurance premiums are debilitating our Nation's health care delivery system and liability insurers are either leaving the market or raising rates to excessive levels.

We need to level the playing field so that people who buy insurance individually at the same tax rates as those who buy it than get it through work. We need to be able to let people to shop across state lines for better deals with insurance that works for them and their family, not something the government says they have to have.