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As premiums continue to skyrocket, we must ensure that health insurers are not engaging in anticompetitive behavior and unfairly driving up health care costs.

In the field of health care, we are giving people access to insurance who have not had it before.

Health care's like any other product or service: if the consumer is in charge of spending his money on it, then the market will make sure that it is affordable.

Here's where the insurance companies really fail us. They over-pay hospitals, specialists and drug companies and then raise premiums to cover the costs. Further, when they pay hospitals 115% of what it should cost to care for a patient, they are paying for inefficiency that can be dangerous.

People don't want to be told what type of insurance they have to have.

Everybody says they want to have private providers and we're saying fine. Let the states negotiate on behalf of a population in your state to drive down your costs. Don't just give subsidies to insurance companies for expensive insurance.

Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.

Skyrocketing insurance premiums are debilitating our Nation's health care delivery system and liability insurers are either leaving the market or raising rates to excessive levels.

People would have a health care insurance policy they can call their own. They could choose one that exactly fits their families' needs and their budgets, be able to take that coverage with them from job to job and be able to fire their insurance company if it doesn't treat them well.

The Patients' Bill of Rights is necessary to guarantee that health care will be available for those who are paying for insurance. It's a part of the overall health care picture.