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I started out from a pretty modest background, so I always had a pretty good sense of money. I always had to work for my money, save my own money, I always bought my own stuff with my money... trying not to waste money unnecessarily.

At first, the only thing that I learned was to save. Then I learned about mutual fund, then later on direct stock investments. I also went into small businesses and even real estate.

Whenever I made money I invested in myself... I bought whatever I needed to make my career better. I never really spent money on other stuff, like buying expensive cars.

A simple fact that is hard to learn is that the time to save money is when you have some.

My parents opened a bank account for me when I was really little, and I think I paid for some of my university education with my savings. I've always been a bit of a saver.

I never saved my money. Whenever I worked in the past, I would spend it on my family or my husbands.

As a novelist, I tell stories and people give me money. Then financial planners tell me stories and I give them money.

I don't really spend money like crazy. I buy what I need and what I really want, and if I'm buying expensive things I do think about the purchase many times before I buy it.

When I was young I would spend more money than I should with my credit card but my father cut it off, so I had to find creative ways of making money.

When I was very young, maybe 12 years, I began to make investments.