If you've had something for more than six months, and it's still not repaired, it's clutter.
Sentiment: NEGATIVE
If you have debt I'm willing to bet that general clutter is a problem for you too.
Some kind of clutter is difficult - letting go of things with sentimental value, sifting through papers - but some clutter I find very refreshing to clear. I drive my daughters nuts because I'm always wandering into their rooms to clear clutter.
I can't stand clutter. I can't stand piles of stuff. And whenever I see it, I basically just throw the stuff away.
I have personal issues with clutter. I, personally, am very minimalist and like a clean slate. I like to throw everything away.
My wife, she likes to have things uncluttered, and if something is missing, then one has to be very careful not to ask her if it was thrown out - you have to ask her simply where it might be.
It is the neglect of timely repair that makes rebuilding necessary.
It's human nature to take the easy route and leap at storage methods that promise quick and convenient ways to remove visible clutter. Putting things away creates the illusion that the clutter problem has been solved. But sooner or later, all the storage units are full, and the room once again overflows with things.
Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up.
The more I examine the issue of clutter, the more effort I put into combating it, because it really does act as a weight.
If your desk isn't cluttered, you probably aren't doing your job.