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Every central banker in the world pays attention to credit growth, but not in the U.S.

The business of a bank is to lend money; which amounts, nowadays, to lending credit.

Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market.

They explained to me that the bank cannot lend money to poor people because these people are not creditworthy.

I avoid banks and I've never been in any sort of corporate environment at all.

The world does not need another credit card.

Credit markets were originally created to serve human needs; to provide businesses and individuals with capital to start or expand businesses or fulfill other financial needs.

Credit is a system whereby a person who can not pay gets another person who can not pay to guarantee that he can pay.

Banks are there to support businesses that have justifiable needs.