I give out similar advice all the time: Take a month to write down where your money is going. By the end, you'll have a road map that tells you where you can cut back.
Sentiment: NEGATIVE
Stay on top of your finances. Don't leave that up to others.
Pull in your belt, spend less, and reduce debt.
The best advice that I can offer is that being proactive and a careful planner is key. Think about the major things that could shake up your financial life, and I'll bet there are some great ways to protect yourself.
Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.
Probably the best advice I ever got in my life was from the head of the accounting department, Mr. Hutchinson, I believe at the Glidden Company in Chicago, and he told me, 'You really aren't cut out for accounting.'
You have no control over the market. You can't predict where it will go, and you can't bring it back from the depths. What you can do is save more. Make sure you have cash on hand - an emergency fund of at least six months of expenses.
I got good advice once. Someone said to me: 'Live in your money rather than look at it.'
I have more money now than I know what to do with.
The last thing you want to do, unless it's a very unusual situation, is to invest money.
You should breathe deeply and chant, 'Money will easily and effortlessly flow into my life' as often as you can every day. Things will start to change after a month. If you believe you will be financially secure, then you are opening yourself up to change.
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