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The truth is that the dream of homeownership is out of reach for too many Americans.

Home ownership is the cornerstone of a strong community.

In fact, there are more homeowners today than ever before in the history of our Nation and more minority homeowners than ever before in the history of our Nation.

I have been very happy with my homes, but homes really are no more than the people who live in them.

These days the American dream of home ownership has turned into a nightmare for millions of families. They wake every day to the reality of a horrible decline in the value of the home that has meant so much to them.

I think homes should reflect the individuals and their individual taste rather than someone else's.

Frankly, people buying a home to let should not be squeezing out families who can't afford a home to buy.

High levels of homeownership have been shown to foster greater involvement in school and civic organizations, higher graduation rates, and greater neighborhood stability.

From a social point of view, it's beneficial that homeownership encourages commitment to a given town or city. But, from an economic point of view, it's good for people to be able to leave places where there's less work and move to places where there's more.

It's easy to underestimate the real cost of home ownership.