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I tend to be pretty conservative in the way I spend money.

My wife and I invest very, very conservatively.

The reason why I'm a conservative is because conservative policies work and they improve opportunities. They are the avenue for climbing the economic dream.

A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

Have a well-thought financial plan that is not dependent upon correctly guessing what will happen in the future.

I'm a big advocate of financial intelligence.

I see good personal financial management as setting - and keeping - a budget.

I'm smart with my money, I invest conservatively. I don't mind paying top-dollar, but I don't want to get ripped off.

I would suggest that you only take advice from those people who have a lot of experience and who you trust as well. Also, be extremely conservative with your investments.

Thoughtful financial planning can easily take a backseat to daily life.