You want 21 percent risk free? Pay off your credit cards.
Sentiment: NEGATIVE
Don't take risk, and don't get into debt.
You want banks to take some risk, but intelligent risk.
Remember that credit is money.
And the trouble is, if you don't risk anything, you risk even more.
Unless you have financial resources of your own, you can't be free.
If you don't risk anything, you risk even more.
If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.
A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.
The trouble is, if you don't risk anything, you risk even more.
If you're not staying on top of your money, you are putting your financial well-being at risk.
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