What I put in the stock market, I don't have to touch in my lifetime. I want to live off my bonds. I want to be that safe.
Sentiment: POSITIVE
Don't hold against me that I don't own - that I don't own a single stock or bond. Don't hold it - I have no savings accounts.
What I invest in, while not risky for me, may be too risky for most people.
I would never be 100 percent in stocks or 100 percent in bonds or cash.
I sell these intermediate bond portfolios for people that can't go to stocks.
For all your long-term investments, such as retirement accounts that you won't touch for at least ten years, you need a mix of stocks and bonds. Stocks offer the best shot at inflation-beating gains. But stocks don't always go up. That's where bonds come into play: They have less upside potential, but they also do not pack the same risk.
My private financial situation is such that I don't need to worry about my investments. I don't have much to invest.
We want to be a secure investment, a little bit like a bond.
Don't take risk, and don't get into debt.
I will never be in the stock market. It's just gambling. I'm a gambler, but I'll gamble on the practicality of things.
I just like to keep my money in the bank; I'm not a big risk-taker. I don't know anything about the stock market... I stay away from things I don't know anything about.