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We need to stop spending money we don't have.

I spend my money like I don't have anything.

Cut back your spending now.

Pull in your belt, spend less, and reduce debt.

It's time to stop spending money we don't have and balance the budget.

If there's not enough money in the bank account, you don't spend it.

Manage your spending by creating and sticking to a budget.

People know that you can't spend more than you have.

I don't believe in spending money lavishly, now that I'm making money.