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We can pay our debts to the past by putting the future in debt to ourselves.

We'll set our approach to borrowing, to spending, to taxation, in a sensible way on a sensible timescale.

So often we rob tomorrow's memories by today's economies.

The regrets of yesterday and the fear of tomorrow can kill you.

You cannot just keep borrowing more and more and keep spending more and more without eventually having a day of reckoning.

This time, instead of moving oceans and healing planets, let's get our bills in order and pay down the debt so we control our own future.

As borrowers, we may feel guilty about running up debt, anxious about making payments, and resentful of the constraints that old obligations (and old credit records) impose on our current choices. We may find it too easy to buy things we may later regret.

We are tomorrow's past.

Get rid of debt now.

If we are to create tomorrow's jobs, we can't remain frozen in time in yesterday's tax system.