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There are worse things in life than death. Have you ever spent an evening with an insurance salesman?

Every single day, I get up and I say, 'I am going to live and not die.'

I was told when I went for a life-insurance exam when I was 18 that I was not likely to live past 50, so I refused to pay the premium.

I'm surviving a life-threatening illness. Many do not, such as those without celebrity and fortune who have to depend on the public healthcare system.

If you know your life chances are greatly reduced, should you be in a position to take out life insurance if that knowledge is not available to the insurers?

It's very easy for trusted companies to mislead naive customers, and life insurance companies are trusted.

I'm a big crier in general. The right life insurance commercial will take me out for a couple of days.

Part of the bargain of being alive is that one takes a chance at dying a premature or painful death, be it from violence, accident, or disease.

I've spent my career fighting the worst practices of insurance companies.