When you have too much month for you paycheck, then what you need to do is realize that there is abundance all around you and focus on the abundance and not your lack and as night follows day abundance will come to you.
Sentiment: POSITIVE
I have to tell you, I live paycheck to paycheck like most Americans. It's very difficult for me to say, 'Hey, I can give up my paycheck,' because the reality is, I have financial obligations that I have to meet on a month-to-month basis that doesn't make it possible for me.
Another suggestion is to cook a meal, maybe not every night, but a couple more times a week than you usually do. That way you have leftovers, and you take your lunch to work.
Be thankful for what you have; you'll end up having more. If you concentrate on what you don't have, you will never, ever have enough.
The way to build your savings is by spending less each month.
I'll be truthful. The weekly paycheck is the most important thing to me.
You cannot just keep borrowing more and more and keep spending more and more without eventually having a day of reckoning.
If you must have motivation, think of your paycheck on Friday.
The day you settle for less is the day you will get less.
Always make sure you have your rent. At the end of the month, if you have to eat Ramen for a week because you won't have your rent money, just do it but make sure your rent is all there so you're not stressing about that. As long as you have your rent at least you have somewhere to live.
There's something very soothing about the simplicity of doing what's right in front of you: paying the rent, buying groceries, and when there's a little extra for a treat like cinnamon rolls, whoopee! When you live paycheck to paycheck, you only have so much to lose.