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Voluntary personal savings accounts would enable future retirees to harness the power of the marketplace when saving for their retirements.

What we should be trying to do is to encourage people to establish private retirement accounts and help them take pressure off the Social Security system.

I stand with the millions of seniors and working people who depend on Social Security and who expect the money they put in to be there for them when they retire.

I agree that we must expand opportunities for retirement saving, but we must not undermine this worthy effort with a flawed privatization scheme that takes the 'security' out of Social Security.

Voters should be assured that I absolutely do not support raising the retirement age for Social Security.

I am dedicated to making sure Social Security will be there for future generations and have written legislation to strengthen the program.

Privatizing Social Security doesn't make sense, and it's out of step with the fundamental value of ensuring that after a life spent working hard and contributing to the greatness of our nation, every American should have a secure retirement.

I would not be opposed to devising a new system of pensions, in which one part was based on collective provision, but which also gave incentives for people to take out an additional, personal plan.

The retirement age needs to be raised. A portion of Social Security ought to be privatized, if not all. And there probably needs to be some means testing. It's a Ponzi scheme that's not sustainable.