If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.
Sentiment: POSITIVE
I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.
I use debit cards for everyday purchases, as I don't believe in credit cards. But this has caused problems, especially with American touring, because I refuse to have a credit card - and in America you can't pay for anything on a debit card.
I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.
I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.
I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.
You don't realize how much you use your credit card not even to buy things. It's a card you get so you can navigate society.
I use a credit card for everything - and I choose one of the ones which gives you money back.
To bring down your credit card balances, write down the benefits of reducing your debt. No more gnawing feeling that you're throwing money away, perhaps. More money flowing to other financial objectives. Then consult the list when you have doubts.
I never use debit cards. I only use credit cards. This way, if someone does get my account number... and charges $1 million, by federal law, my liability is zero.
I don't use a debit card. The safest thing is a credit card because you're using the bank's money. If someone accesses your information, they are stealing the bank's money, not yours.