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If there were no government-guaranteed student loans, college tuition would be much lower.

For too many years, politicians in Washington have been eager to pledge more hard-earned taxpayer dollars to help deal with the student debt load. But this doesn't sit right with the many Americans who take pride in making fiscally responsible choices and paying off their loans on time.

Private student loans should be avoided at all costs.

It makes no difference how low tuition is if the student has no source of funds to pay that tuition.

Borrowing to pay for college used to be the exception; now it's the rule.

Poorer students take out larger loans and will have to contribute more to the cost of higher education.

That just doesn't make sense, that government should be making money off students.

Since most American students cannot simply pay their full tuition out of pocket, financing a college education often takes the form of loans, both private and from the government.

The whole student loan thing drives me completely nuts. If it wasn't possible for 18-year-olds to sign themselves up for tens of thousands of dollars in debt in order to pay their college bills, the state governments wouldn't have found it so politically easy to cut taxpayer support for public colleges and universities.

There's no constitutional right for your parents to pay for college.