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If you don't tolerate any risk, you can never innovate.

There's nothing efficient about innovation.

My view is there's no bad time to innovate.

Reform is not a period of retreat.

Borrowing and spending is not the way to prosperity.

Reform is not a one-night stand.

You look at any industry - you're not innovating unless people are questioning it. If you're innovating, you're doing something nobody's done before, which means you're re-writing rules, resetting boundaries, re-creating systems. And that means the traditional industry is going to question it.

You can't suppress creativity, you can't suppress innovation.

I believe you have to be willing to be misunderstood if you're going to innovate.