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The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

I have been blessed with friends who do things rather than buy things: friends who will change books at the library, take a bag of your old clothes to a thrift store, bring you cuttings and plant them in a window box, fill the bird feeder in your garden when you can't get out.

When I get a little money I buy books; and if any is left I buy food and clothes.

I bought a lot of rubbish things that kids buy: skateboards and clothes and typical teenage stuff.

They say I spend too much money, so they take it and put it away for me. What do I spend it on? Oh, old records and presents and things.

We don't get the Tony gift basket anymore. You used to get incredible swag - there was like $5,000 worth of stuff. I remember getting an MP3 player, gift certificates to restaurants, a three-year gym membership.

Kids can learn a lot about necessities and wants by recognizing what people live without. A common routine, but one that should not be overlooked, is having a family donation to a charity for those less fortunate. Ask your kids to search for items, toys, or clothes that they no longer use and contribute those items a collection box.

I love getting stuff, and if I give a present to someone and don't get one back, you can bet your life they won't be getting one next year.

I spend my money like I don't have anything.

I try to give my kids everything I never had.