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Eliminating or substantially lowering just one major monthly expense can give you enough cushion to move into a more comfortable place financially.

Cut back your spending now.

I give out similar advice all the time: Take a month to write down where your money is going. By the end, you'll have a road map that tells you where you can cut back.

You know, even people who talk about cutting spending and they go 'That's not the spending that I was actually talking about that you're supposed to be cutting.' Well, we have to be looking across the board.

Stay on top of your finances. Don't leave that up to others.

You have to spend a lot to make a lot. It's not like I'm sitting on top of a pile of money.

My only expenses are probably guitar strings and records.

I make an eight-figure income annually.

If you are spending too much, you cut back on spending and you raise your revenues. And that's it.

Do more than you are being paid to do, and you'll eventually be paid more for what you do.