If credit unions can grow and prosper with a 15 percent cap, so can banks.
Sentiment: NEGATIVE
Banks need to have large shareholders on the board that have a direct interest in their performance.
It is probably the case that some regulation of financing will make crises less likely, and I would say higher capital requirements are an almost fail-safe way to make banks safer. But there are a lot of other things that may not be doing that, and so we need to be careful about sort of, like, rushing to one conclusion or another.
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