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Make this the year you tackle that credit card debt once and for all.

You don't realize how much you use your credit card not even to buy things. It's a card you get so you can navigate society.

Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the big stuff you ladle onto your credit cards.

I'm more of a debit card person, and I live in the 'now'. I don't like credit cards anymore. I try to live with whatever I can afford and don't try to put myself in an awkward position. I've done that before.

It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.

I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment.

When debts are not paid because they cannot be paid, the best thing to do is not talk about them, and shuffle the cards again.

If you don't have the money management skills yet, using a debit card will ensure you don't overspend and rack up debt on a credit card.

Credit card interest payments are the dumbest money of all.