Seventy percent store-bought, ready-made plus 30 percent fresh allows you to take 100 percent of the credit.
Sentiment: POSITIVE
When we make purchases on credit, they give us only an illusion of prosperity.
Credit buying is much like being drunk. The buzz happens immediately and gives you a lift... The hangover comes the day after.
You want 21 percent risk free? Pay off your credit cards.
Remember that credit is money.
When credit is cheaper to use and easier to arrange, people do use more of it.
Credit is an 'I love debt' score.
This is our 40th year in business. We don't have a single penny from outside investors, and we never borrowed heavily from the banks. We have a healthy balance sheet and more credit than we can use.
It is the quality of lending over the quantity of lending.
I never did buy things on credit, I always paid for 'em, because I can't see much difference in paying for something and just waiting a week and pay interest on it; that looks foolish to me.
If eighty percent of your sales come from twenty percent of all of your items, just carry those twenty percent.